Insurance & Payment
Speech Therapy Coverage in Houston, Bellaire & Galveston
Getting your family the right therapy shouldn't mean wrestling with insurance paperwork. We accept a wide range of plans and handle the billing details so you can focus on what matters most — your loved one's progress.
Self-Pay Options
Flexibility for families without insurance or who prefer private pay.
We offer private pay options for families who prefer flexibility or are not using insurance. Private pay allows for individualized care without limitations from insurance requirements, so we can focus on what matters most for your child or family.
We accept HSA/FSA cards and can provide a detailed superbill for you to submit to your insurance company for possible out-of-network reimbursement.
Our team is happy to walk you through pricing and help you understand your options so you can make the best decision for your family.
Blue Cross Blue Shield
- ✓ BCBS PPO
- ✓ BCBS HMO
- ✓ BCBS Medicare Advantage
Kelsey-Seybold Network
We accept plans through the Kelsey-Seybold network, including:
- ✓ Aetna
- ✓ Cigna
- ✓ UnitedHealthcare (UHC)
UnitedHealthcare
- ✓ Commercial UHC plans
- ✓ Select UHC plans through Kelsey-Seybold
Medicare
- ✓ Traditional Medicare
- ✓ Kelsey-Seybold Medicare Advantage
- ✓ Wellpoint Medicare Advantage
- ✓ Cigna Medicare Advantage
Oscar Insurance
- ✓ Oscar commercial plans
Medicaid
We currently accept the following Medicaid plans:
- ✓ Wellpoint Medicaid
- ✓ UnitedHealthcare Medicaid
- ✓ Traditional Medicaid
Medicaid managed care organizations can change frequently. Please contact our office to confirm the plans we currently accept.
Out-of-Network Billing for Cigna & Aetna Commercial Plans
Have a Cigna or Aetna plan with out-of-network benefits? We make it easy. Our team handles submitting claims to your insurance on your behalf so your family can receive the care you need without navigating the process alone.
How it works
- We verify your out-of-network benefits before you begin
- We provide services and submit claims directly to your insurance
- Your insurance processes reimbursement based on your plan's terms
Depending on your plan, you may be responsible for:
- • Deductibles
- • Co-insurance
- • Any non-covered services
Questions to ask your insurance
Before your first visit, we recommend calling your plan and asking:
- ➜ Do I have out-of-network benefits for speech therapy?
- ➜ What percentage of out-of-network services is covered?
- ➜ Is pre-authorization required?
- ➜ Are there visit limits for speech therapy?
Not sure if we take your plan?
Insurance participation can change — especially for Medicaid managed care and Medicare Advantage plans. Give us a call or send an email and we'll check your benefits for you. It only takes a few minutes.